Licensing scaled to your lending book.
Predictable, infrastructure-level pricing for Indian NBFCs. Pilot first, scale to production.
Pricing scaled to your decision volume
Select a tier to configure your engagement. Pricing bands map directly to monthly runtime decision volume — no per-seat licensing, no hidden surcharges.
Core threshold governance for controlled pilots and small portfolios.
- Core Threshold Engine
- Stateless Evaluation API
- Standard Decision Logging
- Basic JSON Output
Automated compliance artifacts for active digital-lending books.
- Everything in Basic
- Automated Grounds-of-Rejection
- DPDP Compliance Artifacts
- Standard RBI Audit Export
Real-time fairness governance for high-volume, multi-product lenders.
- Everything in Growth
- Real-time Fairness Monitoring
- Population Drift Alerts
- Advanced Recalibration Pipelines
- 24/7 Priority Support
Dedicated decision-governance infrastructure for banks & co-lenders.
- Everything in Premium
- Private Cloud / On-Prem Deployment
- Custom Compliance SLAs
- Custom Bureau API Wrappers
- Direct Auditor Access Portal
Tier-by-tier capability map
| Feature | Basic | Growth | Premium | Enterprise |
|---|---|---|---|---|
| Monthly decision volume | 25,000 | 150,000 | 750,000 | Unlimited |
| Core Threshold Engine | ||||
| Stateless Evaluation API | ||||
| Standard Decision Logging | ||||
| Basic JSON output | ||||
| Automated Grounds-of-Rejection | — | |||
| DPDP compliance artifacts | — | |||
| RBI audit export | — | Standard | Standard | Custom |
| Real-time fairness monitoring | — | — | ||
| Population drift alerts | — | — | ||
| Advanced recalibration pipelines | — | — | Included/Custom | |
| Private cloud / on-prem deployment | — | — | — | |
| Custom compliance SLAs | — | — | — | |
| Custom bureau API wrappers | — | — | — | |
| Direct Auditor Access Portal | — | — | — | |
| Support | Standard | Priority | 24/7 Priority | Dedicated TAM |
Built for institutional compliance
RBI Digital Lending Guidelines
Standardized, verifiable audit trails for every automated decision. Grounds-of-Rejection notifications and compliance exports are structured for direct regulatory inspection.
DPDP Act 2023 Conformity
Pure functional, stateless evaluation architecture. Each decision is computed without retained mutable state, eliminating data leakage across evaluations by design.
Zero-Disruption Integration
Wraps your existing scoring pipelines as a model risk management layer — no LMS or LOS migration required. Deploy alongside your stack and route decisions through NomoCrit.
How we deploy.
Pilot
- ·Pilot support, up to 2 review calls
- ·Pilot-critical bug fixes
Stabilization
- ·Pilot + stabilization support
- ·Weekly monitoring reviews
- ·1 calibration cycle
Production
- ·Production support
- ·Up to 2 major revision cycles
- ·Internal presentations
Annual
- ·Full annual monitoring
- ·Drift/fairness operational support
- ·Quarterly strategy reviews
Structural questions, answered
What constitutes a "decision"?
Any runtime evaluation where a raw credit or bureau score is transformed into a final compliance action or automated response. Volume bands meter these runtime evaluations, not API calls or seats.
How does NomoCrit guarantee data isolation?
We process data statelessly by default. Each evaluation is a pure function of its inputs, writing securely to your dedicated append-only log ledger — there is no shared mutable state between evaluations or tenants.
Are the audit reports natively formatted for RBI inspectors?
Yes. All compliance exports are auto-structured out-of-the-box to satisfy standard RBI regulatory inspection requirements, with no manual post-processing required before submission.
Get in touch.
If you’re building accountable lending infrastructure, we want to hear from you.